Protection
Life insurance strategies designed to protect your income, your family, and the plans you have worked hard to build.
Life is Big.
Plan Accordingly.
Practical financial strategies to help families protect what matters, build with purpose, and move toward greater financial freedom.
Education first
Personalized strategies
Clear next steps
How we help
A stronger plan for every stage of life.
We simplify the conversation, help you see your options clearly, and build a strategy around the future you want.
Mortgage Acceleration
Explore a personalized path to reduce mortgage interest and potentially become mortgage-free years sooner.
Wealth Building
Put time, consistency, and tax-advantaged strategies to work as you pursue long-term financial growth.
Retirement
Prepare for reliable retirement income while addressing market risk, longevity, protection, and legacy goals.
Meet the founder
Financial guidance grounded in real-life experience.
Raymond Bandy II is the Founder and CEO of Bandy Financial Group, a licensed insurance broker, author, speaker, and financial educator. He helps individuals and families understand their financial options and turn that knowledge into practical steps toward greater financial freedom.
Through engaging workshops, webinars, and personalized training, Raymond makes complex financial topics clear and approachable. His educational programs explore insurance protection, mortgage acceleration, wealth building, and retirement planning—equipping participants to ask better questions and make informed decisions.
Raymond facilitates Faith & Finances through the Chattanooga Purpose Center, connecting practical financial principles with biblical stewardship. He also owns Woof Gang Bakery & Grooming in Suwanee, Georgia.
Having personally lived debt-free for 17 years, Raymond brings real-life experience to his teaching. His goal is to help people build the knowledge, confidence, and habits to take charge of their financial future.
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“Financial knowledge is most powerful when it leads to action.
“Forth coming, detailed, pertinent information delivered.”
“Great presentation. It was very informative. It was engaging and interesting! I would recommend.”
Google Reviews
Trust begins with the experience.
See what clients and community members are saying about their experience with Bandy Financial Group.
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★★★★★
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View Google ReviewsFinancial education for your group
Bring a workshop to your organization.
Invite Raymond to present “Yes, Money Really Does Grow on Trees” or “The Other Side of the Mountain.”
Request a WorkshopYour financial checkup
$mart Money Challenge
Take the two-minute $mart Money Challenge to see how prepared you are in four important areas of your financial life.
Receive your personalized results immediately and discover which areas may need your attention.
Take the $mart Money ChallengeTwo minutes. Fourteen questions. One financial snapshot.
Protection
Mortgage Acceleration
Wealth Building
Retirement
Your next step
Let’s build a plan for what matters most.
Whether you want to protect your family, pay off your mortgage sooner, build wealth, or prepare for retirement, the conversation starts with your goals.
No pressure. Just a clear conversation about your options.